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	<title>Florida Is Home&#187; Money Saving Ideas</title>
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	<link>http://www.floridaishome.com</link>
	<description>Real Estate News and Information for Orlando and Surrounding Areas</description>
	<lastBuildDate>Fri, 03 Feb 2012 13:14:35 +0000</lastBuildDate>
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		<title>Orlando Loan Mod Help: How To Lower Your Mortgage Payment Without A Refi</title>
		<link>http://www.floridaishome.com/central_florida_news/how-to-lower-your-mortgage-payment-without-a-refi.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/how-to-lower-your-mortgage-payment-without-a-refi.htm#comments</comments>
		<pubDate>Fri, 03 Feb 2012 13:14:35 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

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		<description><![CDATA[ Florida &#8211; A lot of people in today’s lending market are stuck. They locked in their interest rate when rates were higher. Now, they are barred from refinancing because they are upside down on their house. Whenever they apply for a new loan, the first thing the lender says is, “The current property value is... <a href="http://www.floridaishome.com/central_florida_news/how-to-lower-your-mortgage-payment-without-a-refi.htm" rel="nofollow">Read More</a>]]></description>
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		<title>Another strategy to use when negotiating a Loan Modification</title>
		<link>http://www.floridaishome.com/central_florida_news/another-strategy-to-use-when-negotiating-a-loan-modification.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/another-strategy-to-use-when-negotiating-a-loan-modification.htm#comments</comments>
		<pubDate>Thu, 02 Feb 2012 14:43:08 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5642</guid>
		<description><![CDATA[Florida &#8211; Lenders hate losing money. They hate loan modifications, principal reductions, and any other thing that causes them to lose money. But, in today&#8217;s tough economy they have no choice but to accept them. The primary reason a lender will grant a loan modification is because that usually reduces their losses. Get my Free,... <a href="http://www.floridaishome.com/central_florida_news/another-strategy-to-use-when-negotiating-a-loan-modification.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Orlando Loan Mod Help: An update on how to stop harassing debt collector phone calls</title>
		<link>http://www.floridaishome.com/central_florida_news/how-to-stop-harassing-debt-collector-phone-calls.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/how-to-stop-harassing-debt-collector-phone-calls.htm#comments</comments>
		<pubDate>Wed, 01 Feb 2012 14:51:40 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5669</guid>
		<description><![CDATA[Orlando &#8211; We have a new strategy in the fight to avoid being harassed day and night by debt collectors. Even though there are laws that help protect you, in my opinion, the debt collectors rarely follow them. Get my Free, Step By Step Loan Modification Guide by clicking here. Did you know that if... <a href="http://www.floridaishome.com/central_florida_news/how-to-stop-harassing-debt-collector-phone-calls.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Orlando Loan Mod Help: I Owe Property Taxes And Am Behind On My Mortgage. What Should I Do?</title>
		<link>http://www.floridaishome.com/central_florida_news/owe-property-taxes-and-behind-on-my-mortgage-what-should-i-do.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/owe-property-taxes-and-behind-on-my-mortgage-what-should-i-do.htm#comments</comments>
		<pubDate>Wed, 01 Feb 2012 13:44:38 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5676</guid>
		<description><![CDATA[ Orlando &#8211; The Stop Foreclosure Institute recently received a question from a homeowner facing foreclosure. I&#8217;ll call him Peter to protect his identity. (Foreclosure is embarrassing and I don&#8217;t want to put his name out there.) Peter asked, &#8220;I am six months behind on my mortgage payments. I just got another tax bill notice for... <a href="http://www.floridaishome.com/central_florida_news/owe-property-taxes-and-behind-on-my-mortgage-what-should-i-do.htm" rel="nofollow">Read More</a>]]></description>
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		<title>A Common Loan Modification Mistake and How To Avoid It</title>
		<link>http://www.floridaishome.com/central_florida_news/a-common-loan-modification-mistake-and-how-to-avoid-it.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/a-common-loan-modification-mistake-and-how-to-avoid-it.htm#comments</comments>
		<pubDate>Tue, 31 Jan 2012 17:41:13 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5638</guid>
		<description><![CDATA[Florida &#8211; Most homeowners negotiating a loan modification are not amazing negotiators. After all, it’s not every American’s job to be a great negotiator. America is built on hard work and treating people fair. Most stores offer products at a good, fair price. The price is the price. If you don’t like it, then don’t... <a href="http://www.floridaishome.com/central_florida_news/a-common-loan-modification-mistake-and-how-to-avoid-it.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Orlando Loan Mod Help: My house is in foreclosure. When will I have to move out?</title>
		<link>http://www.floridaishome.com/central_florida_news/orlando-loan-mod-help-my-house-is-in-foreclosure-when-will-i-have-to-move-out.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/orlando-loan-mod-help-my-house-is-in-foreclosure-when-will-i-have-to-move-out.htm#comments</comments>
		<pubDate>Tue, 31 Jan 2012 13:21:00 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5662</guid>
		<description><![CDATA[Florida &#8211; The Stop Foreclosure Institute recently received a question from a homeowner facing foreclosure. I&#8217;ll call him Dave to protect his identity. (Foreclosure is embarrassing and I don&#8217;t want to put his name out there.) Dave asked, &#8220;I haven&#8217;t made a house payment in a while. I&#8217;m just wondering how much longer it will... <a href="http://www.floridaishome.com/central_florida_news/orlando-loan-mod-help-my-house-is-in-foreclosure-when-will-i-have-to-move-out.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Loan Modification Help: Don&#8217;t stress out over financial problems</title>
		<link>http://www.floridaishome.com/central_florida_news/loan-modification-help-dont-stress-out-over-financial-problems.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/loan-modification-help-dont-stress-out-over-financial-problems.htm#comments</comments>
		<pubDate>Mon, 30 Jan 2012 21:34:12 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Florida Loan Modificaiton]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5633</guid>
		<description><![CDATA[ Orlando &#8211; If you are in financial trouble, then I&#8217;m sure you&#8217;re worried. Here are a few things I see people worry about that aren&#8217;t as bad as they think. Financial Worry #1: We could be forced to move out of our house at moment&#8217;s notice. Get my Free, Step By Step Loan Modification Guide... <a href="http://www.floridaishome.com/central_florida_news/loan-modification-help-dont-stress-out-over-financial-problems.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage closing costs up 8.8%</title>
		<link>http://www.floridaishome.com/central_florida_news/mortgage-closing-costs-up-8-8.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/mortgage-closing-costs-up-8-8.htm#comments</comments>
		<pubDate>Tue, 19 Jul 2011 16:04:15 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[Lending]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5520</guid>
		<description><![CDATA[The average closing cost now is $4,070, up from last year which was $3,741 which was up from the 2009 average of $2,739 The above figures were based on closing costs for a $200,000 home. Information provided by: HousingWire The new HUD disclosure was supposed to help homeowners understand costs, and the removing of mortgage... <a href="http://www.floridaishome.com/central_florida_news/mortgage-closing-costs-up-8-8.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keys to selling your Orlando home</title>
		<link>http://www.floridaishome.com/central_florida_news/keys-to-selling-your-orlando-home.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/keys-to-selling-your-orlando-home.htm#comments</comments>
		<pubDate>Sat, 11 Jun 2011 13:28:20 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Featured Post]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Selling your home]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5487</guid>
		<description><![CDATA[Know of anyone looking to sell an Orlando House, Condo or Town Home? Here are a few tips highlighted in the real estate video. These tips do apply to Orlando Real Estate Sellers 1. Don&#8217;t list or describe as a Firm Price, be prepared to negotiate 2. Do not discount the first offer, 4 out... <a href="http://www.floridaishome.com/central_florida_news/keys-to-selling-your-orlando-home.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Energy Tax Credits Change for 2011</title>
		<link>http://www.floridaishome.com/central_florida_news/energy-tax-credits-change-for-2011.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/energy-tax-credits-change-for-2011.htm#comments</comments>
		<pubDate>Mon, 24 Jan 2011 14:53:37 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5124</guid>
		<description><![CDATA[For those interested in any tax credits that are available for updates and upgrades, here is a quick summary: On December 17, 2010, President Obama signed the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010. This law extends the tax credits for energy efficiency into 2011, BUT at lower levels. The levels revert... <a href="http://www.floridaishome.com/central_florida_news/energy-tax-credits-change-for-2011.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OS Housing values may stay stagnant</title>
		<link>http://www.floridaishome.com/central_florida_news/os-housing-values-may-stay-stagnant.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/os-housing-values-may-stay-stagnant.htm#comments</comments>
		<pubDate>Wed, 05 Jan 2011 14:20:01 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Featured Post]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Orlando Sentinel]]></category>
		<category><![CDATA[renting]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5047</guid>
		<description><![CDATA[Simply basing your buying / renting decision on an article that states a low percentage increase in value without looking at the WHOLE picture is very short sighted, as it is meant to only sell advertising which is why it was front page news..... ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Orange County Regional History Center Free this weekend</title>
		<link>http://www.floridaishome.com/central_florida_news/orange-county-regional-history-center-free-this-weekend.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/orange-county-regional-history-center-free-this-weekend.htm#comments</comments>
		<pubDate>Thu, 29 Jul 2010 16:20:56 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Downtown Orlando]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Things to do]]></category>

		<guid isPermaLink="false">http://floridaishome.com/?p=4594</guid>
		<description><![CDATA[Orange County Regional History Center 65 E. Central Blvd. Orlando, Fl Located at the corner of Central Blvd &#38; Magnolia Ave, this weekend is a perfect opportunity for a family outing, or a chance to just get out of the heat and into some history. Saturday 10 -5 Sunday 12 &#8211; 5 Also Saturday will... <a href="http://www.floridaishome.com/central_florida_news/orange-county-regional-history-center-free-this-weekend.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Senate approves Home Buyer Credit extension 3 more months</title>
		<link>http://www.floridaishome.com/central_florida_news/senate-approves-home-buyer-credit-extension-3-more-months.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/senate-approves-home-buyer-credit-extension-3-more-months.htm#comments</comments>
		<pubDate>Thu, 01 Jul 2010 05:48:54 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2892</guid>
		<description><![CDATA[Home buyer credit gets 3 month extension thru September 2010 for those who were under contract prior to 4/30/2010 and are at the mercy of the banks.]]></description>
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		<title>U.S. House Extends Closing Deadline for Homebuyer Tax Credit</title>
		<link>http://www.floridaishome.com/central_florida_news/u-s-house-extends-closing-deadline-for-homebuyer-tax-credit-businessweek.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/u-s-house-extends-closing-deadline-for-homebuyer-tax-credit-businessweek.htm#comments</comments>
		<pubDate>Wed, 30 Jun 2010 01:11:43 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Buyer Credit]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2890</guid>
		<description><![CDATA[Still needs to get past the senate, but its a first step. U.S. House Extends Closing Deadline for Homebuyer Tax Credit &#8211; BusinessWeek. What do you think , will it pass or is it a feeble attempt to say they tried? Florida currently ranks #3 (over 14,000 buyers) in the nation with pending sales waiting to be... <a href="http://www.floridaishome.com/central_florida_news/u-s-house-extends-closing-deadline-for-homebuyer-tax-credit-businessweek.htm" rel="nofollow">Read More</a>]]></description>
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		<title>Lawmakers consider homebuyer tax credit extension thru September</title>
		<link>http://www.floridaishome.com/central_florida_news/lawmakers-consider-homebuyer-tax-credit-extension-thru-september.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/lawmakers-consider-homebuyer-tax-credit-extension-thru-september.htm#comments</comments>
		<pubDate>Fri, 11 Jun 2010 15:46:16 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Buyer Credit]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2885</guid>
		<description><![CDATA[Statistics show this would be a huge benefit for those that were under contract by 4/30 considering many lenders (primarily Bank of America) are not completing the approval / denial / counter process for many of the offers. And even if they are approving sales within this time frame, buyers will have a hard time... <a href="http://www.floridaishome.com/central_florida_news/lawmakers-consider-homebuyer-tax-credit-extension-thru-september.htm" rel="nofollow">Read More</a>]]></description>
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