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	<title>Florida Is Home&#187; Foreclosures</title>
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	<link>http://www.floridaishome.com</link>
	<description>Real Estate News and Information for Orlando and Surrounding Areas</description>
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		<title>Foreclosure Crisis Worsening</title>
		<link>http://www.floridaishome.com/central_florida_news/foreclosure-crisis-worsening-by-cbs-news.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/foreclosure-crisis-worsening-by-cbs-news.htm#comments</comments>
		<pubDate>Sun, 23 Jan 2011 07:20:43 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Bank Owned]]></category>
		<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Featured Post]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Foreclosures]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5106</guid>
		<description><![CDATA[never vacate a home if it is your primary residence. You leave yourself no options and the lender can only foreclose to protect their interest and even your own interest. This tragic accident might have been avoided if the home was still occupied, or had been sold through the short sale process. We may never know the accuracy of the last statement,]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December 2010 Winter Park real estate market update</title>
		<link>http://www.floridaishome.com/orange_county_real_estate/december-2010-winter-park-real-estate-market-update.htm</link>
		<comments>http://www.floridaishome.com/orange_county_real_estate/december-2010-winter-park-real-estate-market-update.htm#comments</comments>
		<pubDate>Tue, 11 Jan 2011 05:26:08 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Orange County Communities]]></category>
		<category><![CDATA[Winter Park]]></category>
		<category><![CDATA[Bank Owned]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short sale]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5088</guid>
		<description><![CDATA[During the month of December the Winter Park Real Estate market did see a total of 89 sales. 29 of the 89 properties sold were Condos, 6 were townhomes and  51 were single family homes.  If you are wondering what the additional 3 properties that sold were classified were&#8230;.. well so was I, until I... <a href="http://www.floridaishome.com/orange_county_real_estate/december-2010-winter-park-real-estate-market-update.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America is statistically on our $@!^ List?</title>
		<link>http://www.floridaishome.com/central_florida_news/bank-of-america-is-statistically-on-our-list.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/bank-of-america-is-statistically-on-our-list.htm#comments</comments>
		<pubDate>Tue, 04 Jan 2011 18:10:12 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Featured Post]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Bank Of America]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short sale]]></category>

		<guid isPermaLink="false">http://www.floridaishome.com/?p=5039</guid>
		<description><![CDATA[The article ends stating that BofA will have 30,000 employees working on distressed files, does nothing for the homeowners who at the end of the day, still have no amicable solutions that leave them in a decent position to start over, or build on. Courteous phone technicians who answer the phone can only get you through the first 3 minutes of the phone call, its the remaining 27 minutes of the call that frustrate the hell out of people who need help!]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Considering a deed in lieu? read this</title>
		<link>http://www.floridaishome.com/central_florida_news/considering-a-deed-in-lieu-read-this.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/considering-a-deed-in-lieu-read-this.htm#comments</comments>
		<pubDate>Thu, 29 Jul 2010 11:01:52 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short sale]]></category>

		<guid isPermaLink="false">http://floridaishome.com/?p=4544</guid>
		<description><![CDATA[The idea of a deed in lieu is very attractive, owners think they can just walk away and the bank takes over... the bad part is, you do not know officially where you stand after the fact. With a short sale, sellers have some control over the approval process and can sometimes negotiate the best terms in their interest.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Short Sale could result in call from Debt Collector</title>
		<link>http://www.floridaishome.com/central_florida_news/short-sale-could-result-in-call-from-debt-collector.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/short-sale-could-result-in-call-from-debt-collector.htm#comments</comments>
		<pubDate>Wed, 28 Jul 2010 20:50:30 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short sale]]></category>

		<guid isPermaLink="false">http://floridaishome.com/?p=4541</guid>
		<description><![CDATA[If you are researching the possibility of the short sale, if you qualify for a short sale and the repercussions of a short sale, feel free to give me a call to discuss your specific scenario. You may also post questions below in the comments section and I will do my best to answer, but be advised that every scenario is different, depending on your situation and the lender or lenders you are working with. Sometimes this information is best handled on a one on one basis, even if by phone. So take the steps necessary to ensure you are educated about the process before you jump head first into the process.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Survey: Sellers, buyers disagree on home values</title>
		<link>http://www.floridaishome.com/central_florida_news/survey-sellers-buyers-disagree-on-home-values.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/survey-sellers-buyers-disagree-on-home-values.htm#comments</comments>
		<pubDate>Fri, 02 Jul 2010 19:39:16 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2899</guid>
		<description><![CDATA[The poll results show that 28 percent of homeowners and just 20 percent of agents and brokers expect residential values to rise during the next six months, while 33 percent of agents and brokers and 23 percent of homeowners anticipate a decline over that period. via Survey: Sellers, buyers disagree on home values. From what... <a href="http://www.floridaishome.com/central_florida_news/survey-sellers-buyers-disagree-on-home-values.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>BofA to pay $108M settlement</title>
		<link>http://www.floridaishome.com/central_florida_news/bofa-to-pay-108m-settlement.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/bofa-to-pay-108m-settlement.htm#comments</comments>
		<pubDate>Mon, 07 Jun 2010 17:57:00 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2883</guid>
		<description><![CDATA[Bank of America is Central Florida&#8217;s second-largest bank, with $5.5 billion in deposits, 71 branches and market share of 17.1 percent, according to the Federal Deposit Insurance Corp. Read more: BofA to pay $108M settlement &#8211; Orlando Business Journal ONLY $108M? who gets this money, where does it go, and how does it make the affected... <a href="http://www.floridaishome.com/central_florida_news/bofa-to-pay-108m-settlement.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure has oft-unforeseen risk: lawsuits from lenders</title>
		<link>http://www.floridaishome.com/central_florida_news/foreclosure-has-oft-unforeseen-risk-lawsuits-from-lenders.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/foreclosure-has-oft-unforeseen-risk-lawsuits-from-lenders.htm#comments</comments>
		<pubDate>Fri, 04 Jun 2010 13:12:26 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2879</guid>
		<description><![CDATA[The following are clips from an article received 6/3/10 #1     Lenders will file a tidal wave of lawsuits against homeowners in the next few years as a way to recoup losses when home sales or foreclosure auctions don&#8217;t result in enough money to pay the mortgages in full, real estate and legal analysts say.... <a href="http://www.floridaishome.com/central_florida_news/foreclosure-has-oft-unforeseen-risk-lawsuits-from-lenders.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Short sale, sellers are walking away Video</title>
		<link>http://www.floridaishome.com/central_florida_news/short-sale-sellers-are-walking-away.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/short-sale-sellers-are-walking-away.htm#comments</comments>
		<pubDate>Tue, 25 May 2010 20:55:49 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2838</guid>
		<description><![CDATA[If you are in a position that you believe a short sale is a viable option for you, then please give Brady Pevehouse a call at (407) 374-3123.
I work with buyers, sellers and other agents regarding the negotiation process to achieve a short sale. Even if you are just looking at your options or if you have specific questions, I will be more than happy to try and give you educated answers so you can know the facts.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Gov’t to rate how lenders treat borrowers</title>
		<link>http://www.floridaishome.com/central_florida_news/govt-to-rate-how-lenders-treat-borrowers.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/govt-to-rate-how-lenders-treat-borrowers.htm#comments</comments>
		<pubDate>Sat, 01 May 2010 10:51:00 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2776</guid>
		<description><![CDATA[I am torn on the issue below with the fact that the Gov&#8217;t is threatening to withhold incentives or demand repayment. Shouldn&#8217;t the goal to be that the banks repay the money and work to achieve no need for gov&#8217;t incentives? That is unless the incentives they are speaking about are varying rates that the... <a href="http://www.floridaishome.com/central_florida_news/govt-to-rate-how-lenders-treat-borrowers.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lenders unload mortgages to collection agencies</title>
		<link>http://www.floridaishome.com/central_florida_news/lenders-unload-mortgages-to-collection-agencies.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/lenders-unload-mortgages-to-collection-agencies.htm#comments</comments>
		<pubDate>Fri, 30 Apr 2010 11:10:14 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2763</guid>
		<description><![CDATA[How does it help you to hear it months after it has become the norm?
Well, if you have questions as to a potential short sale, or if you are a buyer and need to know what to expect in the process of buying a short sale, then you need to give us a call. We can give you insight as to what is trending in the local area for short sales and bank owned homes on the buying and selling process.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help arrives for second mortgages</title>
		<link>http://www.floridaishome.com/central_florida_news/help-arrives-for-second-mortgages.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/help-arrives-for-second-mortgages.htm#comments</comments>
		<pubDate>Thu, 29 Apr 2010 11:52:44 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2759</guid>
		<description><![CDATA[If history is taken into account, you hopefully realize this is more lip service than solution! Yet we can hope for the best, Right? When dealing with second position lien holders, the whole short sale process becomes a nightmare, thanks to the ego&#8217;s and unrealistic expectations of these lenders. Simply if you are involved with ... <a href="http://www.floridaishome.com/central_florida_news/help-arrives-for-second-mortgages.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How do delinquencies impair credit scores?</title>
		<link>http://www.floridaishome.com/central_florida_news/how-do-delinquencies-impair-credit-scores.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/how-do-delinquencies-impair-credit-scores.htm#comments</comments>
		<pubDate>Wed, 28 Apr 2010 21:10:20 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Money Saving Ideas]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2756</guid>
		<description><![CDATA[When dealing with short sales one of the first questions I receive as an Orlando Real Estate agent, is how will falling behind on payments affect my credit. The link below will give you an idea but keep in mind, there are several factors that go into creating a credit score, so something tells me... <a href="http://www.floridaishome.com/central_florida_news/how-do-delinquencies-impair-credit-scores.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No authoritative estimate of total foreclosures</title>
		<link>http://www.floridaishome.com/central_florida_news/no-authoritative-estimate-of-total-foreclosures.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/no-authoritative-estimate-of-total-foreclosures.htm#comments</comments>
		<pubDate>Wed, 24 Mar 2010 05:19:58 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2666</guid>
		<description><![CDATA[WASHINGTON – March 23, 2010 How many foreclosed homes are really out there? No one can say for sure, but the number seems to be somewhere between 500,000 and 1 million. To date, no one has been able to track the total number of properties owned by banks, the U.S. Department of Housing and Urban... <a href="http://www.floridaishome.com/central_florida_news/no-authoritative-estimate-of-total-foreclosures.htm" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does another wave of Foreclosures Loom? &#124; Ric Edelman</title>
		<link>http://www.floridaishome.com/central_florida_news/does-another-wave-of-foreclosures-loom-ric-edelman.htm</link>
		<comments>http://www.floridaishome.com/central_florida_news/does-another-wave-of-foreclosures-loom-ric-edelman.htm#comments</comments>
		<pubDate>Mon, 22 Mar 2010 13:03:18 +0000</pubDate>
		<dc:creator>Brady Pevehouse</dc:creator>
				<category><![CDATA[Bank Owned]]></category>
		<category><![CDATA[Central Florida News]]></category>
		<category><![CDATA[Real Estate Lending]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://floridaishome.info/?p=2487</guid>
		<description><![CDATA[Not likely, but you won&#8217;t hear that from the media Just as the media hyped the real estate bubble, reporters and pundits are now riding an alarmist wave of foreclosure news. Case in point: A recent newspaper headline warned, “Another Wave of Foreclosures Looms — Ballooning Payments Put Mortgages at Risk, Posing New Setback to... <a href="http://www.floridaishome.com/central_florida_news/does-another-wave-of-foreclosures-loom-ric-edelman.htm" rel="nofollow">Read More</a>]]></description>
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